@article {Choi:1 May 2003:0002-8282:180,
	author = "Choi J.J.",
	author = "Laibson D.",
	author = "Madrian B.C.",
	author = "Metrick A.",
	title = "Optimal Defaults",
	journal = "The American Economic Review",
	volume = "93",
	year = "1 May 2003",
	abstract = "",
	pages = "180-185(6)",
	url = "http://www.ingentaconnect.com/content/aea/aer/2003/00000093/00000002/art00029"
	doi = "doi:10.1257/000282803321947010"
}